Terms Of Use

This website is the property of ‘Flexi Lend’ and is managed by the same entity. The following document constitutes the Terms of Use Agreement (referred to as the ‘Agreement’) and establishes a legally binding contract between the visitor/user (‘User’) of this website and Flexi Lend.


Before using any tools, functionalities, or information offered on this website, the User must carefully read, comprehend, and consent to abide by the terms and conditions outlined in this Agreement. If the User disagrees with any of the terms and conditions of this Agreement, it is imperative to exit this website immediately and refrain from using any of the tools, functionalities, and information provided herein.






This Site or App is exclusively intended for Users, if they are eighteen (18) years of age or older. Any registration, use, or access to the Site or App under 18 is unauthorized, unlicensed, and constitutes a violation of these Terms of Use. By using the Service or accessing the Site or App, you affirm and warrant that, if you are a natural 18 years of age or older. Furthermore, you agree to comply with and adhere to all the terms and conditions outlined in these Terms of Use. If you breach any of these Terms of Use or any other agreement between you and us, the Company reserves the right to terminate your membership, remove your profile along with any content or information you have posted on the Site or App, and/or restrict you from utilizing or accessing the Service or the Site or App (or any part, aspect, or feature of the Service or the Site or App). 


Ownership of Site or App Content 

All content found on the Site and App, including but not limited to designs, text, graphics, images, videos, information, software, music, sound, and other files, as well as their arrangement and selection (referred to as the “Site and App Content”), are the exclusive property of the Company, and all rights are reserved. No portion of the Site or App Content may be altered, copied, distributed, framed, duplicated, republished, downloaded, exhibited, posted, transmitted, or traded in any manner or format, whether in full or in part, without prior written consent from the Company, except as outlined in the subsequent clause. 


Agreement to Electronic Transactions and Disclosure


Given that the Flexi Lend financial platform primarily operates online, whether you are a potential borrower, loan applicant, or engage with us in any other capacity, your consent to conduct business with us electronically is necessary. As part of this electronic transaction, we require your consent to receive certain disclosures electronically, either through our website, application, or via the email address you provide. By accepting the Terms of Use, you acknowledge and agree to receive electronically all documents, communications, notices, contracts, and agreements pertaining to your usage of our website, application, and services. 


Customer Communication


By agreeing to these Terms of Use, you expressly consent our agents, representatives, affiliates, or any authorized representatives acting on our behalf to contact you for any and all purposes, using any telephone number, physical address, or electronic address you provide or at which you may be reached. You acknowledge and agree that we may contact you through various means, including SMS messages (such as text messages), calls utilizing pre recorded messages or artificial voice, and calls and messages delivered through auto telephone dialing systems or automatic texting systems. Automated messages may be played when the telephone is answered, regardless of whether you or someone else answers it. If an agent or representative calls, they may also leave a message on your answering machine, voicemail, or send one via text.


By providing your consent, you agree to receive SMS messages (including text messages, LINE or Facebook Messenger Messages), calls, and messages (including pre recorded messages and artificial voice messages, as well as autodialed calls and messages) from us, our agents, representatives, affiliates, or authorized representatives acting on our behalf, at the specific number(s) you have provided to us or any numbers we can reasonably associate with your account (such as through skip trace, caller ID capture, or other means). These messages may contain information or inquiries related to your application, loan, and/or account. You certify, warrant, and represent that the telephone numbers you have provided to us belong to you and not someone else. Furthermore, you confirm that you are authorized to receive calls at each of the telephone numbers you have provided to us. You agree to inform us promptly if you choose to use a particular telephone number.


User Access Suspension/Termination

Flexi Lend reserves the right to suspend or terminate a user’s access to the website, or any service offered through the website, either in part or in full, at any time and without prior notice. This action may be taken for various reasons, including but not limited to instances where the user has provided false or misleading information, breaches the Terms of Use, or if Flexi Lend is unable to verify or authenticate any submitted information. It’s important to note that Flexi Lend holds no liability to the user or any third party for any suspension or termination of website access.


Intellectual Property Rights


The original content accessible through this website is protected by various international copyright, patent, trademark, and intellectual property laws, as well as international treaties and agreements. Any unauthorized copying, reproduction, publication, or broadcasting of protected content from this website is strictly prohibited without prior written consent from Flexi Lend. The trademarks displayed on or through this website belong to their respective owners and may not be used by the User without permission.

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